- Increasing trend of digital payment
- Many apps help you
- Many apps available like Paytm, Google Pay
Paytm was launched in India as an e-wallet. When the country’s government introduced UPI, Paytm enabled users to pay using its e-wallet and using the government’s payment interface. Today, not only micro payments are made through this platform, but bills and home rent payments can be done in India using it.
Google Pay was launched in India in 2017 as Tez. During that time it used the UPI of the Government of India. After 1 year in August 2018, Google rebranded Tez to Google Pay and it was introduced in more countries. Google Pay works on both Android and iOS based smartphones and tablets.
The UPI-based BHIM app, developed by NPCI, was launched in December 2016 after demonetisation. This app works on Android smartphones running Android 5 and above, and iPhones running iOS 9 and above. The app supports 16 Indian languages including Hindi, English, Tamil, Telugu, Malayalam, Bengali, Odia, Kannada, Punjabi, Assamese, Urdu, Marathi, Gujarati, Haryanvi, Bhojpuri and Konkani.
Apple Pay works with Apple’s iPhones, iPads, MacBook and Apple Watch Series. As with most digital payment services, Apple device users must link a supported debit, credit or prepaid card to Apple’s Wallet app. Apple Pay can be used through Apple devices that support this service.
The Samsung Pay app works with most Galaxy smartphones, Galaxy tablets, and some Galaxy Smartwatches. It also works in systems that use Google Pay. It is available in 27 countries and supports Visa, Mastercard, Discover and American Express.
Amazon Pay is one of the most popular online payment platform in India. It can be used for payment only on the platform of Amazon India. At the same time, it can also be used for other services such as Swiggy and Uber.
PayZapp was launched in India in 2015 by HDFC Bank. This is a type of e-wallet service that is linked to the HDFC bank account of the users. You can use it to book movie tickets and pay utility bills and even make payments to buy groceries.